Form 12.932 is the Certificate of Compliance with Mandatory Disclosure, the Florida Family Law Rules of Procedure form that certifies to the court and your spouse that you have handed over the financial documents Florida's mandatory disclosure rule requires.
Quick Answer: Form 12.932 is a certificate, not a discovery request. You fill it out after you have actually served the required documents on the other party under Fla. Fam. L. R. P. 12.285, checking off which categories you produced and when. Only the completed certificate is filed with the court; the documents themselves go directly to your spouse. Mandatory disclosure applies to most original and supplemental Florida family law cases, with two exceptions: simplified dissolution and unanswered constructive service cases.
What Is Form 12.932?
Form 12.932, Certificate of Compliance with Mandatory Disclosure, is a Florida Family Law Rules of Procedure form published by the Florida Courts. It exists because Florida's mandatory disclosure rule, Fla. Fam. L. R. P. 12.285, requires each party in most family law cases to hand the other party a defined list of financial documents automatically, without a formal discovery request. Form 12.932 is how you tell the court, in writing and under penalty of perjury, that you have done that.
Download the official Form 12.932 (PDF, Florida Courts)
Only the completed certificate is filed with the clerk of court. No other document listed on the form should be filed in the court record without a prior court order, with one routine exception: the Financial Affidavit itself is ordinarily filed, unless both parties have executed and filed Florida Family Law Form 12.902(k) in a case where that waiver applies. Everything else you produce under mandatory disclosure goes to the other party directly, not into the public court file.
The certificate is written as a single party's sworn statement ("I, {full legal name}, certify that I have complied..."), which means each party in the case files their own Form 12.932. The petitioner's compliance and the respondent's compliance are two separate certifications, each covering what that party produced and served on the other.
What Mandatory Disclosure Under Rule 12.285 Requires
Mandatory disclosure requires each party in a Florida family law case to provide the other party with certain financial information and documents, automatically, within a set deadline, rather than waiting for the other side to formally request it through discovery.
Who it applies to: The rule applies to all original and supplemental Florida family law cases, with two exceptions:
- Simplified dissolution of marriage cases (Form 12.901(a)) are not subject to mandatory disclosure at all
- Cases where the respondent was served by constructive service (for example, service by publication) and never filed an answer are also excluded
The deadline: Within 45 days of the initial petition, or a supplemental petition for modification, being served on the respondent, each party must serve the required documents on the other side. If a supplemental petition seeking modification is later filed in the same case, the 45-day mandatory disclosure clock starts again.
Why the rule works this way: Because both financial affidavits and the supporting documents behind them are exchanged automatically and early, neither spouse has to wait for a formal discovery request before seeing the other side's basic financial picture. That matters for settlement negotiations, for a Marital Settlement Agreement, and for any hearing where the court needs current financial information from both parties.
Redacting sensitive information: Account numbers and other personal identifying information in the documents you produce are governed by Florida Rule of General Practice and Judicial Administration 2.425, which sets out what must be redacted before you turn documents over or file them.
Temporary Relief vs. Full Case Disclosure
Form 12.932 is built around two separate disclosure tracks, and you certify compliance with each one separately on the form:
Section 1: Temporary financial relief only. If either party is seeking a hearing on temporary financial relief (temporary support, temporary attorney's fees, and similar issues), a shorter, specific set of documents must be served on the other party along with the notice of that hearing. The responding party must then serve their own required documents back.
Section 2: Initial, supplemental, and permanent financial relief. This is the full mandatory disclosure list that applies whenever the relief being sought is permanent, whether the case is an original proceeding or a supplemental one. It is more extensive than the temporary relief list.
Documents already served to satisfy the temporary relief requirements do not need to be produced a second time to satisfy the full disclosure requirements in the same proceeding, as long as they cover the same information.
The Documents You Must Produce
For full case disclosure (Section 2 of the form), each party must produce, and be specific about what is being produced and when:
- A Financial Affidavit: the short form (Form 12.902(b)) if your individual gross annual income is under $50,000, or the long form (Form 12.902(c)) if it is $50,000 or more
- Complete federal and state income, gift, and foreign tax returns for the past 3 years, with all attachments and schedules (or an IRS transcript, or recent W-2/1099/K-1 forms if a return has not yet been filed)
- Pay stubs or other evidence of earned income for the 6 months before compliance
- A statement of the source and amount of all income for the same 6-month period, if not already reflected on pay stubs
- Loan applications, financial statements, credit reports, and financial aid forms prepared or used in the preceding 24 months
- Deeds to real estate owned in the past 3 years, and promissory notes, money owed, or leases from the past 24 to 36 months
- Statements for the past 12 months for all checking, savings, money market, and CD accounts, plus canceled checks and registers for any account with check-writing privileges
- Brokerage account statements for the past 12 months
- Retirement account statements (IRA, 401(k), 403(b), SEP, KEOGH, and similar) for the past 12 months, plus a summary plan description
- Virtual currency account statements and current holdings for the past 12 months
- Life insurance declaration pages, statements, and certificates for policies on either spouse's life
- Health and dental insurance cards covering either spouse or dependent children
- Corporate, partnership, and trust tax returns for the past 3 years, for any entity you have an ownership interest in
- Credit card, charge account, and debt records for the past 24 months, plus promissory notes and lease agreements
- Premarital and marital agreements between the parties, and any paternity-related affidavits or judgments involving the children
- In a modification case, any written agreements the parties made since the order being modified
- Documents relating to claims of unequal distribution, appreciation of nonmarital property, or nonmarital status of an asset or debt
- Any court order for spousal support or child support
Section 1 (temporary relief only) requires a narrower subset of this list, generally the Financial Affidavit, tax documentation, and pay stubs or income evidence for the 6 months before the compliance date.
You may provide copies of these documents rather than originals, though the originals must be produced for inspection if the other party requests to see them.
Mandatory Disclosure vs. Formal Discovery
Mandatory disclosure is automatic. Neither party has to serve a formal discovery request, such as interrogatories or a request for production, to get this baseline set of financial documents; Rule 12.285 requires both sides to produce them regardless.
Formal discovery still exists alongside mandatory disclosure for anything beyond that baseline. For example, although the Financial Affidavit is based on individual gross income, either party may ask the other to complete the long-form Financial Affidavit (Form 12.902(c)) even if their income is under the $50,000 threshold, by serving the Standard Family Law Interrogatories (Form 12.930(b) for an original proceeding, or Form 12.930(c) for a modification proceeding). That is a formal discovery request layered on top of, not a substitute for, mandatory disclosure.
When Mandatory Disclosure Can Be Waived
Mandatory disclosure is not all-or-nothing. Any portion of the rule may be modified by court order or by agreement of the parties. In practice, this means you and your spouse can agree that you will not require each other to produce some or all of the listed documents, and many couples who reach agreement early do exactly that.
The one thing that cannot be waived: the Financial Affidavit. Whether you use the short form (Form 12.902(b)) or long form (Form 12.902(c)) depends on your income, but producing a Financial Affidavit is required in every case covered by the mandatory disclosure rule and cannot be waived by agreement of the parties.
Remember that mandatory disclosure does not apply at all to simplified dissolution of marriage cases, so there is nothing to waive there; the rule simply does not reach those cases in the first place.
Because a waiver agreement changes what you are required to produce, it is worth documenting clearly, in writing, exactly which categories of disclosure the parties are waiving and which remain in effect, rather than relying on an informal understanding that could be disputed later in the case.
Filing and Serving the Certificate
After you have actually provided the required documents to the other party, complete Form 12.932: state, category by category, what you produced and the date you served it, then sign under penalty of perjury that your disclosure complies with Rule 12.285.
- File the completed certificate with the clerk of the circuit court in the county where your case is pending
- Keep a copy for your own records
- Serve a copy of the certificate itself on the other party, in accordance with Florida Rule of General Practice and Judicial Administration 2.516
- Do not file the underlying disclosure documents (tax returns, statements, and so on) in the court record without a prior court order, other than the Financial Affidavit
Filing Form 12.932 does not end your disclosure obligation. You are under a continuing duty to promptly give the other party any new information or documents that change your financial status, or that make information you already provided inaccurate, for as long as the case is pending.
Common Mistakes to Avoid
- Filing Form 12.932 before you have actually served the required documents, rather than after
- Checking a box without stating with specificity which documents were produced, as the form requires
- Filing the underlying financial documents themselves in the court record instead of serving them directly on the other party
- Assuming the Financial Affidavit can be waived along with other disclosure items; it cannot
- Forgetting that a new supplemental petition restarts the 45-day mandatory disclosure clock
- Not updating the other party when your financial circumstances change after you file the certificate
Frequently Asked Questions
What is Florida Form 12.932?
Form 12.932, Certificate of Compliance with Mandatory Disclosure, is the Florida Family Law Rules of Procedure form you file to tell the court and the other party that you have provided the financial documents required by Florida's mandatory disclosure rule, Fla. Fam. L. R. P. 12.285. Only the completed certificate goes in the court file; the underlying documents go to your spouse, not the clerk.
What is mandatory disclosure in a Florida divorce?
Mandatory disclosure is the requirement that each party in a Florida family law case give the other party a specific list of financial documents, including a Financial Affidavit, tax returns, pay stubs, bank and brokerage statements, and retirement account statements, without either side having to request them through formal discovery first. It is meant to get both spouses' finances on the table early.
When do I have to comply with mandatory disclosure?
Within 45 days of the initial petition or supplemental petition for modification being served on the respondent, unless the court sets a different deadline. If there is a temporary financial relief hearing first, a shorter, separate set of documents must be served with the notice of that hearing.
Does mandatory disclosure apply to every Florida family law case?
No. Fla. Fam. L. R. P. 12.285 does not apply to simplified dissolution of marriage cases (Form 12.901(a)) or to cases where the respondent was served by constructive service (such as publication) and never answered. Every other original or supplemental family law proceeding is covered.
Can mandatory disclosure be waived?
Most of it, yes. The parties can agree, or the court can order, that some or all of the listed documents do not need to be produced. The one exception is the Financial Affidavit itself (Form 12.902(b) or (c)), which the rule requires in every covered case and which cannot be waived by agreement.
Do I file my tax returns and bank statements with the court?
No. Mandatory disclosure documents are exchanged directly between the parties. Only the completed Certificate of Compliance, Form 12.932, is filed with the clerk, and no other mandatory disclosure document should be filed in the court record without a prior court order (the Financial Affidavit is the one routine exception).
What happens if I do not comply with mandatory disclosure?
The instructions for Form 12.932 make clear that the disclosure obligation is a continuing one, and that you certify compliance under penalty of perjury. Filing the certificate before you have actually served everything required, or without stating with specificity what you produced, does not satisfy the rule. For what happens procedurally if a party disputes another party's compliance, consult the Florida Family Law Rules of Procedure or a licensed Florida attorney.
How Virdix Helps
Virdix walks you through what mandatory disclosure requires for your specific Florida case and prepares the matching Family Law Rules of Procedure forms, including the Financial Affidavit and Certificate of Compliance, from your answers. Start free. Pay once, only when your documents are ready. See Divorce in Florida on Virdix for the full picture of what Virdix covers in Florida today.
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This article is for informational purposes only and does not constitute legal advice. Virdix is a document preparation service, not a law firm, and does not provide legal advice. Forms, fees, and procedures can change; always confirm current information with the Florida Courts or your circuit court clerk. For advice about your specific situation, consult a licensed Florida attorney.
Sources: Florida Courts (flcourts.gov), Instructions for Florida Family Law Rules of Procedure Form 12.932, Certificate of Compliance with Mandatory Disclosure (06/25), Fla. Fam. L. R. P. 12.285